The owner's premium is allocated among the subaccounts and managed by investment professionals. Returns on the investment are variable, based on the prices of the underlying securities in the subaccounts as they rise and fall. While the insurance company doesn't guarantee a payment amount or level of growth, the potential for growth – as with any equity-based investment – is greater than with a fixed annuity. Variable annuities are subject to investment risk, including possible loss of principal.
The florida life health variable annuity costs generally include a mortality and expense risk fee, administrative charge, annual contract fee, and subaccount charge.
Deferred annuities are those that are established to have payments deferred until some future date. With an stranger payments must begin to the annuitant (the person on whose life expectancy the contract is based) within 12 months of establishing the policy. Payment options can generally be structured for various lengths of time or for life, however they may vary by product. Single Premium – A single premium annuity is one that's funded by one payment made at the time of purchase. Once the policy goes into effect, you cannot make any additional premium payments. With spinnaker, the amounts you pay into your annuity can change to meet your needs. You can make additional payments according to the conditions set forth in the policy. Annuities are long-term savings or investment vehicles. The tax deferred variable annuity offer the opportunity for an individual's purchase payments to accumulate and grow on a tax-deferred basis. Purchase payments may be made either over time or as a single payment. In order to accumulate cash value, the contract owner elects to defer the payout phase of the policy until some time in the future. The Internal Revenue Service may also restrict the amount of purchase payments made and the timing of withdrawals. Single or Flexible Premium Fixed Deferred Annuity are two products for simple, low-risk retirement planning that helps protect principal.
In addition to the attractive tax-deferred savings that all annuities provide, the Retirement Planner VA also offer a wide array of investment options, death benefit protection and easy access to your account value when you need it. Three fixed interest rate combination variable and deferred annuity with 3, 5 and 7 year guarantees.
The variable annuity subaccount ratings payment enhancement feature, coupled with the tax-deferred benefit of investing in an annuity can help your retirement dollars work harder, giving you the opportunity to accumulate more.
The florida life health variable annuity costs generally include a mortality and expense risk fee, administrative charge, annual contract fee, and subaccount charge.
Deferred annuities are those that are established to have payments deferred until some future date. With an stranger payments must begin to the annuitant (the person on whose life expectancy the contract is based) within 12 months of establishing the policy. Payment options can generally be structured for various lengths of time or for life, however they may vary by product. Single Premium – A single premium annuity is one that's funded by one payment made at the time of purchase. Once the policy goes into effect, you cannot make any additional premium payments. With spinnaker, the amounts you pay into your annuity can change to meet your needs. You can make additional payments according to the conditions set forth in the policy. Annuities are long-term savings or investment vehicles. The tax deferred variable annuity offer the opportunity for an individual's purchase payments to accumulate and grow on a tax-deferred basis. Purchase payments may be made either over time or as a single payment. In order to accumulate cash value, the contract owner elects to defer the payout phase of the policy until some time in the future. The Internal Revenue Service may also restrict the amount of purchase payments made and the timing of withdrawals. Single or Flexible Premium Fixed Deferred Annuity are two products for simple, low-risk retirement planning that helps protect principal.
In addition to the attractive tax-deferred savings that all annuities provide, the Retirement Planner VA also offer a wide array of investment options, death benefit protection and easy access to your account value when you need it. Three fixed interest rate combination variable and deferred annuity with 3, 5 and 7 year guarantees.
The variable annuity subaccount ratings payment enhancement feature, coupled with the tax-deferred benefit of investing in an annuity can help your retirement dollars work harder, giving you the opportunity to accumulate more.
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